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ease}.penalty-estimator_input__aELoQ:focus,.penalty-estimator_select__hbRsI:focus{outline:none;border-color:var(--color-accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--color-accent) 20%,transparent)}.penalty-estimator_inputPrefixWrap__HU87r{position:relative;display:flex;align-items:center}.penalty-estimator_inputPrefix__rgCUn{position:absolute;left:14px;color:var(--color-text-muted,#64748b);font-weight:600}.penalty-estimator_inputWithPrefix__m__FA{padding-left:28px}.penalty-estimator_radioGroup__zYH7e{display:flex;flex-direction:column;gap:10px;margin-top:8px}.penalty-estimator_radioLabel___SDgh{display:flex;align-items:center;gap:10px;font-size:.92rem;color:var(--color-text,#334155);cursor:pointer}.penalty-estimator_resultHeader__sQS6M{border-bottom:1px solid var(--color-border,#e2e8f0);padding-bottom:20px;margin-bottom:20px}.penalty-estimator_totalLabel__vLJoN{font-size:.85rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--color-text-muted,#64748b);margin-bottom:6px}.penalty-estimator_totalAmount__VVubi{font-size:clamp(2.2rem,5vw,2.75rem);font-weight:800;color:#dc2626;line-height:1}[data-theme=dark] .penalty-estimator_totalAmount__VVubi{color:#f87171}.penalty-estimator_disclaimerBadge__ci4tY{display:inline-block;background:#f1f5f9;color:#475569;border:1px solid #cbd5e1;padding:3px 10px;border-radius:999px;font-size:.78rem;font-weight:600;margin-top:8px}[data-theme=dark] 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td,.penalty-estimator_interestTable__zHIO4 th{padding:8px 12px;text-align:left;border-bottom:1px solid var(--color-border,#e2e8f0)}.penalty-estimator_interestTable__zHIO4 th{font-weight:600;color:var(--color-text-muted,#475569)}.penalty-estimator_sourcesBox__K081a{margin-top:24px;padding-top:16px;border-top:1px solid var(--color-border,#e2e8f0);font-size:.82rem;color:var(--color-text-muted,#64748b)}.penalty-estimator_sourcesList__DgPSk{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-direction:column;gap:6px}.penalty-estimator_sourceLink__jha8c{color:var(--color-accent);text-decoration:underline;text-underline-offset:2px}.penalty-estimator_unavailableBox__pgr61{background:#fef2f2;border:1px solid #fecaca;color:#991b1b;border-radius:12px;padding:24px;text-align:center}[data-theme=dark] .penalty-estimator_unavailableBox__pgr61{background:#450a0a;border-color:#7f1d1d;color:#fca5a5}.penalty-estimator_ctaCard__PNmxR{background:linear-gradient(135deg,color-mix(in 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ease}.penalty-estimator_ctaLink__LAKcg:hover{opacity:.92}.penalty-estimator_faqSection__eT4BS{margin-top:64px}.penalty-estimator_faqTitle___P63d{font-size:1.75rem;font-weight:800;margin-bottom:24px;text-align:center}.penalty-estimator_faqList__Mvsan{display:flex;flex-direction:column;gap:16px;max-width:800px;margin:0 auto}.penalty-estimator_faqItem__zCBm1{background:var(--color-surface,#fff);border:1px solid var(--color-border,#e2e8f0);border-radius:12px;padding:20px 24px}.penalty-estimator_faqQuestion__2K_6P{font-size:1.05rem;font-weight:700;color:var(--color-text,#0f172a);margin-bottom:8px}.penalty-estimator_faqAnswer__IDzaE{font-size:.95rem;line-height:1.6;color:var(--color-text-muted,#4b5563)}